About Craig Helgesen

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So far Craig Helgesen has created 6 blog entries.

13 frequently asked questions about divorce in Utah

1. What is no-fault divorce and is it available in Utah? Answer: A no-fault divorce means that the court grants the divorce without making any inquiry or findings into whose fault it is that the marriage is dissolving. Utah recognizes and grants no-fault divorces.  In order to have a no-fault divorce, the party who is filing [...]

By |2018-05-13T20:21:28+00:00April 29th, 2018|Family Law|0 Comments

How can you wipe out student loan debt?

Most people believe student loans cannot be wiped out (“discharged”) in bankruptcy. Federal laws have made this difficult, but not impossible. Student loans can be discharged if repaying the loan is an “undue hardship.” The Undue Hardship Exception For your student loans to be wiped out in bankruptcy, we must prove it would be undue [...]

By |2018-05-13T21:35:41+00:00April 11th, 2018|Bankruptcy|0 Comments

Steps to improve your credit score after bankruptcy

The following steps are recommendations of how you can begin to get your financial life back on track. Step 1: Discharge of Debtor You will receive notification from the court that your debts have been discharged through the bankruptcy. Typically, in a chapter 7  bankruptcy, it will take between 3 to 4 months after the [...]

By |2018-05-13T21:36:20+00:00April 11th, 2018|Bankruptcy|0 Comments

Should I file bankruptcy now or wait?

Wise timing of your bankruptcy filing may have a significant impact on your future. While you may have pressing reasons to consider filing for bankruptcy now, in some situations you may want to wait to file, even if you are eligible for Chapter 7 bankruptcy. If you face an immediate problem that bankruptcy can at least temporarily [...]

By |2018-05-13T21:36:39+00:00April 11th, 2018|Bankruptcy|0 Comments

How do I improve my credit after bankruptcy?

QUESTION: I filed for Chapter 7 bankruptcy seven years ago. I’ve been told that it takes ten years for a Chapter 7 to “fall off” your record. Is there anything I can do in the meantime to get a lower rate on my car loan and credit cards? ANSWER: There are many things you can do [...]

By |2018-05-13T21:36:55+00:00April 11th, 2018|Bankruptcy|0 Comments

10 things you should know about filing bankruptcy in Utah

1. The U.S. Constitution has a Bankruptcy Clause (Article I, Section 8, Clause 4.) Our founding fathers rejected the idea of debtors’ prisons and saw freedom in a fresh financial start. 2.  Bankruptcy stops harassment from creditors the day you file. 3.  Chapter 7 of the U. S. Bankruptcy Code allows a complete discharge [...]

By |2018-05-13T21:37:13+00:00April 11th, 2018|Bankruptcy|0 Comments